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Consumer Loans

At Edgebrook Bank, we know that your financial needs are important and that’s our top concern.  If you are looking to buy a new or used car, purchasing a home, or starting a new business, we can assure you that we offer the best product for your needs.

The size or type of loan doesn’t matter, our experienced loan staff will work to ensure you get the best product for your needs, with the best rate, and the lowest possible cost to you.

Auto Loans

Edgebrook Bank can help make the dream of a new or used car come true!  We offer auto loans with flexible terms and fixed rates to put you in that driver’s seat.  We can lend up to 80% of the invoice on a new vehicle and up to the loan value on a used vehicle.

We offer low documentation fees, competitive fixed interest rates, fast approval, and for your convenience we can automatically debit your Edgebrook Bank checking account to make the payment.

If you are interested, please call our loan department at 773-594-2000.

CD-Cash Secured Loans

If you want to use the funds in that Certificate of Deposit, without having to cash it in and pay the interest penalty, Edgebrook Bank offers a cash secured CD loan that allow you to do that without any interest penalty being incurred. 

We offer a variety of terms at low rates so that you don’t have to cash in those hard earned investment dollars.  We have low documentation fees, competitive fixed rates, quick approval, and for your convenience we can automatically debit the payment from your Edgebrook Bank account.

If you are interested, please call our loan department at 773-594-2000.

Home Equity Line of Credit

At Edgebrook Bank, we can help to turn your dream into reality.  Our home equity line of credit provides you with the borrowing power for almost any type of purchase you may have.  By using your home’s equity, you can take that vacation you dreamed of, do that home improvement project that you dream of, pay down high interest credit card bills, purchase a car, or pay for a college education.  There’s no end to what you can do!

We offer convenient, flexible terms and competitive interest rates.  We don’t charge an application fee, there’s little or no closing costs, and you can borrow only as the need arises.  Access to the funds is easy via check, phone, online, or you can come into our branch.  The monthly payments are interest only, which keeps them low.  You can get a variable rate and no annual fee.  Many times, the interest is even tax deductible (see an advisor for tax deductibility).

If you are interested, please call our loan department at 773-594-2000.  Otherwise, you can stop in and pick up an application and one of our loan staff would be glad to assist you with any questions you may have.

Home Equity Loan

Just like a home equity line of credit, a home equity loan allows you to use the equity in your house to help finance your needs.  Edgebrook Bank’s home equity loan is a fixed rate installment loan, similar to a car loan, with regular monthly payments of principal and interest over the term you choose and at a competitive fixed rate.

You can borrow one lump sum, to finance your need.  We offer fixed monthly payments, specific repayment terms, competitive fixed interest rates, and for your convenience we can automatically debit your payment from your Edgebrook Bank checking account.  Often times, the interest on this type of loan is tax deductible (see an advisor).

If you are interested call our loan department at 773-594-2000.  Otherwise, you can stop in to see one of our loan department staff who will be glad to assist you and answer any questions you may have.

Residential Mortgages

At Edgebrook Bank, we know the stress that occurs when purchasing a new home.  Our experienced mortgage lenders can help make it easier, whether you are purchasing a new home ore refinancing your existing home.  No matter what the case, we can tailor a mortgage to fit your needs.  There are various programs with low closing costs, flexible terms, and competitive interest rates.

  • We offer a 10/15/20/25/30/40 year fixed rate mortgage.
  • We offer 1/3/5/7 year adjustable rate mortgage.
  • Jumbo loans are one of our specialties!
  • Interest only loans.
  • Balloon payment loans.
  • Pre-approval programs are offered.
  • Second home financing.
  • No point programs are offered.

If you are interested, please call our mortgage loan department at 773-594-2000.  Otherwise, you can stop in to see one of our mortgage lenders who will be glad to assist you and answer any questions you may have.

Construction Loans

If you want to build a new home, remodel, or build that dream addition, Edgebrook Bank can help make your dream come true!  We have competitive interest rates, low fees, and flexible terms to suit your needs.  When the construction is all done, we can get you the right mortgage!

We offer new construction loan financing, residential addition financing, lot acquisition financing, variable rates, and even low interest-only monthly payments.

If you are interested, please call one of our loan department staff at 773-594-2000.  Otherwise, come in to our bank and one of our loan staff would be pleased to work with you to answer any questions you may have.

Bridge Loans

If you are purchasing a new home and your current home hasn’t sold yet, a Bridge loan offers a solution to the matter.  A bridge loan is a short term loan that uses the equity in your current home as collateral.  IT gives you negotiating ability, allowing you to make an offer free of a contingency, so that your offer is more likely to be accepted. 

We offer competitive rates, low fees, and flexible terms.  We will even offer you the right mortgage once your existing home sells!  You can get a variable rate, low interest-only monthly payments, and no pre-payment penalties.

If you are interested, please call one of our loan department staff at 773-594-2000.  Otherwise, come in to our bank and one of our loan staff would be pleased to work with you to answer any questions you may have.

 

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